Monetary policy
- Price Stability
  Price stability means low but stable inflation. This helps people and companies make economically sound decisions in their plans for the future and their salary requests, creating the right conditions for economic growth.
- The functioning of monetary policy
  Only the central bank can create and issue currency. By changing the price of the money borrowed by the commercial banks and the amounts they can take, the central bank can affect the conditions for loans taken by people and companies. In this way the central bank can affect inflation.
- Transmission mechanism
  When the central bank changes the prices and amounts of money the commercial banks can borrow, the effect is passed on into the economy as a whole, and particularly into prices. The monetary policy transmission mechanism is the various channels by which the central bank’s actions are passed into the economy.
- Operational framework
  The central banks of the euro area act to meet the goals of the single euro-area monetary policy in a decentralised way, doing so within the agreed solutions and principles that together are called the operational framework.
- Central bank reserves
  For people to have faith in a currency, the value and stability of that currency must be backed up, and this is done with the reserves of the central banks. Currency reserves have a key role in maintaining confidence in the economy and in supporting the stability of the financial system.
- Estonian Economy and Monetary Policy
  Estonian Economy and Monetary Policy gives a comprehensive overview of the economy and an economic forecast. It is published four times a year.
- Estonian Competitiveness Report
  The Estonian Competitiveness Report is published once a year. Competitiveness is analysed through Estonian export capacity (relative productivity growth, changes in export indicators and similar) and relative price and cost competitiveness indicators.
- Labour Market Review
  The Labour Market Review discusses the most important trends in the Estonian labour market, labour supply and demand, institutional developments of the labour market, and other related issues. The review is published twice a year.
Financial stability
- Analysis of financial stability
  Eesti Pank regularly analyses the functioning of the financial system and gives an opinion on financial stability, or how the banks are coping in general and what possible risks they may face.
- Macroprudential policy
  The financial system needs to be strong and able to stand up to risks. This is why Eesti Pank has taken various measures such as requiring additional buffers from the banks and setting restrictions that the banks must adhere to when issuing mortgages.
- Crisis management
  Even when preventative work has been done well, failures can arise in the banking system at speed, passing on into the economy and potentially causing wider damage in society. Eesti Pank, the Financial Supervision Authority and the government work together to resolve financial crises.
- Cooperation
  Eesti Pank works closely with partners in Estonia, within the European Union and with Finland, Sweden and Denmark as the home countries of the banks operating in Estonia to ensure financial stability.
- Single banking supervision in Europe
  Central supervision of the largest banks in the euro area helps make sure that the banks are all analysed and assessed in the same way and that the risk assessments use a similar base. This then helps make all of the banking sector in the euro area more credible.
- Financial Stability Review
  The Financial Stability Review is the main output of the financial stability analysis conducted by Eesti Pank. The review includes also the central bank’s assessment to Estonian financial stability and covers related policy measures. The Financial Stability Review is published twice a year.
- Financing of the Economy
  The review of financing and lending in the Estonian non-financial sector covers banking and leasing statistics, financial accounts analysis and credit supply and demand. It is published once a year.
- The Structure of the Estonian Financial Sector
  The Structure of the Estonian Financial Sector discusses factors that affect the architecture and design of the financial sector in Estonia. It provides a background for understanding the development trends and risks described in the Financial Stability Review.
Statistics
- Release calendar
- Key economic indicators
- Financial accounts
  Financial accounts are accounts of the national accounts system, which reflect the positions of financial assets and liabilities, transactional and non-transactional changes of both the economy as a whole and different institutional sectors.
- Financial sector statistics
  Eesti Pank compiles financial sector statistics that includes statistics on credit institutions, leasing companies, payment and settlement systems, as well as savings and loan associations.
- External sector statistics
  Eesti Pank compiles external sector statistics that includes data on the balance of payments, foreign debt, the international investment position and foreign exchange reserves.
- Household assets and liabilities
  Data on the assets and liabilities of Estonian households are based on the Household Finance and Consumption Survey (HFCS).
- For reporters
  Reporting for financial sector statistics and balance of payments; Data submission portal
Payments
- The payments market
  The payments market consists of payment and securities settlement systems and methods of payment.
- Payment and settlement systems
  The functioning of payment and settlement systems is important for maintaining the stability of the national economic and financial system, avoiding interruptions to the circulation of currency, and allowing monetary policy to be implemented smoothly.
- Oversight
  As overseer, Eesti Pank helps make sure that TARGET2-Eesti, the securities settlement system and the card payment system function securely and efficiently.
- SEPA
  The Single Euro Payment Area allows electronic payments in euros to be made on the same terms throughout the European Economic Area
- The Estonian Payment Forum
  The forum set up by Eesti Pank, the Estonian Banking Association and the Ministry of Finance supports the development of the Estonian payment market.
- Legislation
  The legal framework that governs payments and securities settlement comes from European Union and Estonian legislation
- Continuous operation of banking services
  The Emergency Act defines cash circulation and payment services as vital services. The Eesti Pank minimum requirement is that the four largest banks operating in Estonia should restore at least 70% of ordinary banking services within 12 hours at most following a breakdown.
- The development of settlement systems in Estonia
  The history and development of interbank settlement systems in Estonia
Research
- Fields of research
  The research work of the central bank has four focuses: improvement of the macroeconomic and banking models; monetary policy research; research into the financial sector; and research into the real economy. Research results are published in the Working Paper series of Eesti Pank.
- Economists in the Research Division
  There are seven economists working in the Research Division, led by Tairi Rõõm.
- Visiting researchers
  The Research Division welcomes economists with an academic or central banking background to work in Eesti Pank as guest researchers.
- Open seminars
  The research results of the bank are presented in public seminars. These seminars support the exchange of ideas between the central bank and academic circles and economic policy institutions.
- Christmas seminars
  A research seminar led by Eesti Pank has been held since 2015 for young Estonian economics researchers working and studying at institutions abroad.
- Library
  Eesti Pank library contains more than 7,000 documents on economics and finance, mostly in English. Library online catalogue is a part of ESTER , the shared catalogue of 16 major Estonian libraries.
- Eesti Pank research award
  The Eesti Pank research awards are intended to recognise young Estonian researchers in academic economics. The awards are granted in two categories, one for doctoral work and one for master’s level work.
- Research and education
  The central bank supports research in Estonia and abroad in several ways, with a programme of guest researchers and internships, organisation of joint conferences, membership of the Estonian Economic Association, and work with the doctoral schools of the University of Tartu and Tallinn University of Technology.
- Occasional Papers
  The Eesti Pank Occasional Papers is a new series of papers where the bank will publish reviews of its analysis and research work.
- Working Papers
  The Working Papers are summaries of the research conducted by Eesti Pank. The target group of the Working Papers includes, above all, economists and economic experts, and the papers are published often only in English.
Notes and coins
- Euro
  Eesti Pank makes sure that there is sufficient good-quality money available in Estonia and works with the European Central Bank and other central banks in the euro area to release euro banknotes and coins into circulation.
- Estonian kroon
  Eesti Pank will exchange Estonian banknotes and coins for euros indefinitely.
- Commemorative and collector coins
  Collector coins are legal tender, but their high value means they are more usually used as souvenirs and collectors items than as circulation coins. €2 commemorative coins are special circulation coins with a special design on the national side in commemoration of a particular event or topic.
- Counterfeits
  Anybody can verify the authenticity of a banknote easily if there is a suspicion that it is counterfeit by just feeling it, looking at it and tilting it, checking the security features, or comparing it to an authentic banknote. If it is suspected that a banknote is counterfeit, the police should be informed.
- To professional cash handlers
  Companies can return banknotes into circulation only once the notes have been tested to European standards. Companies can test cash using specially designed devices or, if they do not have any, manually.
About us
- The bank as an organisation
  Eesti Pank is a constantly developing organisation that adapts its work and its processes to its ever-changing environment and to new requirements. Our mission and vision, and our organisational values, tasks and strategic goals explain our position and our organisational structure.
- International Cooperation
  Eesti Pank works together with international monetary and financial institutions like the ESRB, the EBA, the BIS and the OECD, and with the European Commission and the Council of the European Union. It also partners the central banks of other countries through the Eurosystem, the European System of Central Banks, and the central banks of the Nordic and Baltic countries. Eesti Pank represents Estonia in the IMF.
- Legal Acts
  Eesti Pank is a constitutional institution that operates under its own statues and under the law. The central bank sets policy for the financial sector and supervises it and the Governor of the bank issues decrees that regulate the banking industry. All the main legislation governing the operation of Eesti Pank is listed here, with links to related laws and decrees.
- Financial statements
  Eesti Pank must publish information on its activities. Financial statements give an annual picture of the assets and liabilities of the central bank and of its revenues and expenses. The bank also publishes its balance sheet every quarter.
- Press
  Eesti Pank releases regular announcements about its activities and about important economic policy questions. This is done through press releases, speeches, presentations, articles and interviews. There is a collection of photographs of Eesti Pank spokespeople in the photo bank. Eesti Pank also publishes press releases from the European Central Bank.
- Working at Eesti Pank
  Eesti Pank is a constantly developing organisation that adapts its work and its processes to its ever-changing environment and to new requirements. The bank has 11 departments that employ a total of 230 colleagues.
- Annual Report
  The Annual Report gives an overview of the central bank’s activities in the reporting year and the financial statement. The annexes to the Annual Report include a list of decrees issued by the Governor of Eesti Pank, a list of decisions adopted by the Governing Council of the ECB, and a list of Eesti Pank's publications issued during the year.
Eesti Pank 100
- Eesti Pank 100
  On 3 May 2019, Eesti Pank will celebrate its 100th anniversary.
- Coins marking the centenaries of the Republic of Estonia and Eesti Pank
  Eesti Pank issues several collector and commemorative coins in 2018 and 2019, celebrating the 100 years of Estonian statehood, Estonian traditions and the anniversaries of notable Estonians.
- Centenary lecture series
  The series of lectures that started in autumn 2018 brings several internationally acclaimed economists and finance experts to speak at Eesti Pank.
- Exhibitions and other events
  Estonian contemporary art in the main building of the European Central Bank
- Eesti Pank 100 Calendar
  May 16 Launch of the silver collector coin to mark the 200th anniversary of the birth of Johann Voldemar Jannsen, a leader of the Estonian national movement and the father of Estonian journalism.

Eesti Pank Decrees

The translations published on the website of Eesti Pank are unofficial texts – they do not have legal force and you cannot rely on them in judicial or any other official proceedings. In Estonia, legislation has legal force only in Estonian.
2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Document	Passed:	Effective from:
2014
Eesti Pank Governor's Decree No. 10 Amendment of Eesti Pank Governor’s Decrees - Appendix "Report on non-transactional financial flows"	10.06.2014	01.12.2014
Eesti Pank Governor's Decree No. 8 Establishment of reports on payment statistics of credit institutions	02.06.2014	01.01.2015
Eesti Pank Governor's Decree No. 7 Establishment of supplementary reports on credit institution’s balance sheet - Appendix 1-13	29.05.2014	01.12.2014
Eesti Pank Governor's Decree No. 6 Establishment of substantive and formal requirements for the balance sheet and income statement of credit institutions - Appendix 1 "Scheme of balance sheet statement" - Appendix 2 "Scheme of income statement" - Appendix 3 "Explanation of balance sheet items" - Appendix 4 "Explanation of income statement items" - Appendix 5 Report "Balance sheet of credit institution" - Appendix 6 Report "Income statement of credit institution"	23.05.2014	01.09.2014
Eesti Pank Governor's Decree No. 5 List of statistical actions of Eesti Pank under the official statistical programme (officially published RT I, 29.01.2014, 1) - Appendix 1 "List of statistical actions of Eesti Pank under the official statistical programme"	24.01.2014	01.02.2014
Eesti Pank Governor's Decree No. 4 Repeal of Eesti Pank Governor's Decree No 1, 10 January 2002, "Approval of documentation of payment systems of Eesti Pank"	14.01.2014	01.02.2014
Eesti Pank Governor's Decree No. 3 Repeal of Eesti Pank Governor's Decrees	02.01.2014	01.01.2014
Eesti Pank Governor's Decree No. 2 Establishment of reports on operational risk of credit institutions and consolidation groups of credit institutions	02.01.2014	01.01.2014
Eesti Pank Governor's Decree No. 1 Amendment of Eesti Pank Governor's Decree No 4 of 25 May 2012 "Establishment of supplementary reports on credit institution's balance sheet"	02.01.2014	01.01.2014
2013
Eesti Pank Governor's Decree No. 9 Issue of collector coins (officially published RT I, 28.12.2013, 3)	20.12.2013	09.01.2014
Eesti Pank Governor's Decree No. 8 Repeal of Eesti Pank Governor's Decree No 15, 4 November 2005, "Procedure for sending banknotes and coins to Eesti Pank"	20.12.2013	1.04.2014
Eesti Pank Governor's Decree No. 7 Submission of data required for the compilation of the balance of payments (officially published RT I, 25.10.2013, 1)	22.10.2013	01.02.2014
Eesti Pank Governor's Decree No. 6 Issue of collector coins (officially published RT I, 26.09.2013, 4)	20.09.2013	07.10.2013
Eesti Pank Governor's Decree No. 5 Amendments to Eesti Pank Governor's Decree No 2 of 24 January 2012 "Payments statistics submitted by credit institutions" (officially published RT I, 26.06.2013, 2)	18.06.2013	01.09.2013
Eesti Pank Governor's Decree No. 4 Description of and requirements for continuous operation of payment service and cash circulation (officially published RT I, 12.03.2013, 13)	08.03.2013	15.03.2013
Eesti Pank Governor's Decree No. 3 List of credit institutions and branches of foreign credit institutions providing a vital service (officially published RT I, 29.01.2013, 12)	25.01.2013	01.02.2013
Eesti Pank Governor's Decree No. 2 Amendments to Eesti Pank Governor’s Decree No 4, 9 May 2008, "Approval of TARGET2-Eesti rules" (officially published RT I, 29.01.2013, 8)	23.01.2013	01.02.2013
Eesti Pank Governor's Decree No. 1 The list of statistical actions of Eesti Pank under the official statistical programme (officially published RT I, 11.01.2013, 3)	07.01.2013	14.01.2013
2012
Eesti Pank Governor’s Decree No. 10 Amendments to Eesti Pank Governor’s Decree No 22 of 7 December 2010 “Establishment of reports on credit institutions’ reserve requirement calculation” (officially published RT I, 07.12.2012, 6)	04.12.2012	01.01.2013
Eesti Pank Governor's Decree No 9, 6.11.2012 Amendment to the Eesti Pank Governor’s Decree No. 2 “Reports on payments statistics submitted by credit institutions” dated 24 January 2012 (officially published RT I, 14.11.2012, 2)	06.11.2012	30.11.2012
Eesti Pank Governor's Decree No 8, 6.11.2012 Establishment of requirements to the contents and form of savings and loan associations’ balance sheet statement and income statement and the procedure of submitting the reports to Eesti Pank (officially published: RT I, 14.11.2012, 1)	06.11.2012	01.01.2013
Eesti Pank Governor's Decree No 7, 6.11.2012 Repeal of Eesti Pank Governor's Decree No. 15 of 20 September 2002 'Electronic Format of Reports' and amendments to Decrees of the Governor of Eesti Pank	06.11.2012	30.11.2012
Eesti Pank Governor's Decree No 6 29.06.2012 Issue of collector coins (officially published: RT I, 03.07.2012, 18)	29.06.2012	12.07.2012
Eesti Pank Governor's Decree No 5 29.05.2012 Amendments to Decree No. 16 of the Governor of Eesti Pank from 9 November 2007 "Establishment of off-balance-sheet reporting of credit institutions" (officially published: RT I, 05.06.2012, 1)	29.05.2012	01.11.2012
Eesti Pank Governor's Decree No 4 25.05.2012 "Establishment of supplementary reports on credit institution's balance sheet" (officially published: RT I, 01.06.2012, 5)	25.05.2012	01.11.2012
Eesti Pank Governor's Decree No 3 24.04.2012 "Terms and conditions for holding accounts in Eesti Pank" (officially published: RT I, 27.04.2012, 2)	24.04.2012	30.04.2012
Eesti Pank Governor's Decree No 2 2.01.2012 Payments statistics submitted by credit institutions (officially published: RT I, 27.01.2012, 4)	24.01.2012	01.05.2012
Eesti Pank Governor's Decree No. 1 Approval of the list of statistical actions of Eesti Pank under the official statistical programme (officially published: RT I, 18.01.2012, 3)	13.01.2012	21.01.2012
2011
Eesti Pank Governor's Decree No 10, 21.12.2011 Amendment of Eesti Pank Governor’s Decree No.10 of 20 June 2002 "Procedure for submitting information on deposits and depositors to the Guarantee Fund" (officially published: RT I, 29.12.2011, 86)	21.12.2011	01.01.2012
Eesti Pank Governor's Decree No 9, 9.12.2011 Requirements for submission of reports formatted as XML documents (officially published: RT I, 14.12.2011, 12)	09.12.2011	17.12.2011
Eesti Pank Governor's Decree No 8, 21.11.2011 Amendments to Eesti Pank Governor's Decree No 4 of 9 May 2008 "Approval of TARGET2-Eesti rules" (officially published: RT I, 24.11.2011, 9)	21.11.2011	27.11.2011
Eesti Pank Governor's Decree No 7, 4.11.2011 Amendments to Decree No 13 of the Governor of Eesti Pank from 29.12.2006 "Procedure for application and calculation of prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: RT I, 16.11.2011, 6)	04.11.2011	31.12.2011
Eesti Pank Governor's Decree No 6, 4.11.2011 Amendments to Decree No 4 of the Governor of Eesti Pank from 27 March 2007 "Reports on prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: RT I, 16.11.2011, 4)	04.11.2011	31.12.2011
Eesti Pank Governor's Decree No 5, 4.11.2011 Amendments to Decree No 8 of the Governor of Eesti Pank from 2 November 2009 "Information subject to disclosure concerning risk management, own funds and capital adequacy of credit institutions" (officially published: RT I, 16.11.2011, 5)	09.11.2012	31.12.2012
Eesti Pank Governor's Decree No 4, 1.09.2011 Repeal of Decree on the transportation of one-kroon coins across the customs border (officially published: RT I, 07.09.2011, 4)	01.09.2011	10.09.2011
Eesti Pank Governor's Decree No 3, 18.04.2011 Amendment of Eesti Pank Governor's Decree No 4, 9 May 2008, "Approval of TARGET2-Eesti rules" (officially published: RT I 26.04.2011, 6)	18.04.2011	29.04.2011
Eesti Pank Governor's Decree No 2, 17.03.2011 List of statistical actions of Eesti Pank under the official statistical programme (officially published: RT I, 29.03.2011, 2)	17.03.2011	01.04.2011
Eesti Pank Governor's Decree No 1, 6.01.2011 Amendments to Eesti Pank Governor's Decree No 11, 1 October 2007, "Establishment of the report on deposits guaranteed by the Guarantee Fund and the report on quarterly contributions paid to the Guarantee Fund" (officially published: RT I, 19.01.2011, 26)	06.01.2011	22.01.2011
2010
Eesti Pank Governor's Decree No 32, 22.12.2010 Repeal of decree establishing requirements to the euro cash purchase and sale report (officially published: RT I 29.12.2010, 36)	22.12.2010	01.01.2011
Eesti Pank Governor's Decree No 31, 21.12.2010 Amendment to Eesti Pank Governor's Decree No. 4 of 27 March 2007, "Reports on prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: RT I, 29.12.2010, 18)	21.12.2010	21.12.2010
Eesti Pank Governor's Decree No 30, 21.12.2010 Amendments to Eesti Pank Governor's Decree No. 13 of 29 December 2006 "Procedure for application and calculation of prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: RT I, 29.12.2010, 17)	21.12.2010	31.12.2010
Eesti Pank Governor's Decree No 29, Amendment of Eesti Pank Governor's Decree No 1, 10 January 2002, "Approval of documentation of payment systems of Eesti Pank" and repeal of Eesti Pank Governor's Decree No 9, 7 November 2006, "Approval of documentation of the Real-Time Gross Settlement System of Eesti Pank" (officially published: RT I, 29.12.2010, 3)	20.12.2010	01.01.2011
Eesti Pank Governor's Decree No 28, 20.12.2010 Repeal of Eesti Pank Governor's decrees (officially published: RT I, 29.12.2010, 2)	20.12.2010	01.01.2011
Eesti Pank Governor's Decree No 27, 17.12.2010 Amendments to Eesti Pank Governor's decree no 10 of 13 May 2004 Establishment of General Terms and Conditions and Price List of Account Management (officially published: 21.05.2004 RTL 2004, 64, 1063)	17.12.2010	01.01.2011
Eesti Pank Governor's Decree No 26, 17.12.2010 Repeal of the decree on establishing interest rates to the reserves and standing deposit facility (officially published: RT I, 27.12.2010, 3)	17.12.2010	01.01.2011
Eesti Pank Governor's Decree No 25, 16.12.2010 Declaration of international payments and submission of data required for the balance of payments statistics (officially published: RT I, 20.12.2010, 9)	16.12.2010	01.01.2011
Eesti Pank Governor's Decree No 24, 15.12.2010 The procedure for sending euro banknotes and coins to Eesti Pank (officially published: RT I, 20.12.2010, 8)	15.12.2010	01.01.2011
Eesti Pank Governor's Decree No 23, 10.12.2010 Amendment of Eesti Pank Governor's Decree No 4, 9 May 2008, "Approval of TARGET2-Eesti rules" (officially published: RT I, 22.12.2010, 6)	10.12.2010	01.01.2011
Eesti Pank Governor's Decree No 22, 7.12.2010 Establishment of reports on credit institutions' reserve requirement calculation (officially published: RT I, 15.12.2010, 6)	07.12.2010	01.01.2011
Eesti Pank Governor's Decree No 21, 3.12.2010 Repeal of Eesti Pank Governor's Decree no 2 of 31 January 1997 "Reports by credit institutions" (officially published: RT I, 13.12.2010, 5)	03.12.2010	16.12.2010
Eesti Pank Governor's Decree No 19, 16.11.2010 Repeal of Eesti Pank Governor's Decree No 39 of 31 December 1998 "Fixing the Estonian kroon rate against the euro" (officially published: RT I, 26.11.2010, 2)	16.11.2010	01.01.2011
Eesti Pank Governor's Decree No 18, 15.10.2010 Amendment of Eesti Pank Governor's Decree No 4, 9 May 2008 "Approval of TARGET2-Eesti rules" (officially published: RT I, 19.11.2010, 2)	15.11.2010	22.11.2010
Eesti Pank Governor's Decree No 15, 22.07.2010 Amendments to Eesti Pank Governor's Decree No. 14 of 1 October 2007 "Establishment of balance of payments reports of credit institutions" (officially published: 28.07.2010 RTI 2010, 51, 331)	22.07.2010	01.01.2011
Eesti Pank Governor' s Decree No 14, 21.07.2010 Amendments to Eesti Pank Governor's Decree No. 19 of 7 December 2007 "Establishment of supplementary reports on the balance sheet of a credit institution's consolidation group" (officially published: 28.07.2010 RTI 2010, 51, 330)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 13, 21.07. 2010 Amendments to Eesti Pank Governor's Decree No. 16 of 9 November 2007 "Establishment of off-balance-sheet reporting of credit institutions" (officially published: 28.07.2010 RTI 2010, 51, 329)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 12, 21.07.2010 Amendments to Eesti Pank Governor's Decree No. 10 of 23 August 2007 "Establishment of reports on payment statistics submitted by credit institutions" (officially published: 28.07.2010 RTI 2010, 51, 328)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 11, 21.07.2010 Amendments to Eesti Pank Governor's Decree No. 8 of 22 June 2007 "Establishment of substantive and formal requirements for the balance sheet and income statement of a credit institution and a consolidation group of credit institution" (officially published: 28.07.2010 RTI 2010, 51, 327)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 10, 21.07.2010 Amendments to Eesti Pank Governors Decree No. 4 of 27 March 2007 "Reports on prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: 28.07.2010 RTI 2010, 51, 326)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 9, 21.07.2010 Amendments to Eesti Pank Governor's Decree No. 8 of 2 November 2009 "Information subject to disclosure concerning risk management, own funds and capital adequacy of credit institutions" (officially published: 28.07.2010 RTI 2010, 51, 325)	21.07.2010	01.01.2010
Eesti Pank Governor's Decree No 8, 21.07.2010 Amendments to Eesti Pank Governor's Decree No. 10 of 7 November 2008 "Establishment of requirements to the contents and form of savings and loan associations' balance sheet statement and income statement" (officially published: 28.07.2010 RTI 2010, 51, 324)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 7, 21.07.2010 Amendments to Eesti Pank Governor's Decree No. 13 of 29 December 2006 "Procedure for application and calculation of prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: 28.07.2010 RTI 2010, 51, 323)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 6, 21.07.2010 Repeal of Eesti Pank Governor's Decree No. 8 of 19 September 2006 "Establishment of foreign currency purchase and sale report" (officially published: 28.07.2010 RTI 2010, 51, 322)	21.07.2010	01.01.2011
Eesti Pank Governor's Decree No 5, 13.07.2010 Supplementary reports on credit institution's balance sheet (officially published: 16.07.2010 RTI 2010, 48, 304)	13.07.2010	01.01.2011
Eesti Pank Governor's Decree No 4, 11.05.2010 Conditions for acceptance of payment orders (officially published: 19.05.2010 RTL 2010, 25, 446)	11.05.2010	22.05.2010
Eesti Pank Governor's Decree No 1, 26.01.2010 Amendment of Eesti Pank Governor's Decree No. 4 of 27 March 2007 "Reports on prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: 10.02.2010 RTL 2010, 6, 112)	26.01.2010	01.04.2010
2009
Eesti Pank Governor's Decree No 10, 17.10.2009 Amendments to Eesti Pank Governor's Decree No 4 of 9 May 2008 "Approval of TARGET2-Eesti rules" (officially publisehd: 20.11.2009 RTL 2009, 86, 1253)	17.11.2009	23.11.2009
Eesti Pank Governor's Decree No 9, 04.11.2009 Amendment of Eesti Pank Governor's Decree No 10 of 7 November 2008 "Establishment of requirements to the contents and form of savings and loan associations' balance sheet statement and income statement" (officially published: 10.11.2009 RTL 2009, 83, 1217)	04.11.2009	01.12.2009
Eesti Pank Governor's Decree No 8, 2.11.2009 Information subject to disclosure concerning risk management, own funds and capital adequacy of credit institutions (officially published: 06.11.2009 RTL 2009, 82, 1200)	02.11.2009	09.11.2009
Eesti Pank Governor' s Decree No 7, 20.10.2009 Amendment of Eesti Pank Governor's Decree No 15 of 4 November 2005 "Procedure for sending banknotes and coins to Eesti Pank" (officially published: 23.10.2009 RTL 2009, 80, 1170)	10.10.2009	26.10.2009
Eesti Pank Governor's Decree No 6, 22.09.2009 Amendments to Eesti Pank Governor’s Decree No 14 of 1 October 2007 “Establishment of balance of payments reports of credit institutions” (officially published: 30.09.2009 RTL 2009, 75, 1098)	22.09.2009	01.01.2010
Eesti Pank Governor's Decree No 5, 20.07.2009 Amendments to Eesti Pank Governor's Decree No 4 of 9 May 2008 "Approval of TARGET2-Eesti rules" (officially published: 27.07.2009 RTL 2009, 62, 905)	27.07.2009	30.07.2009
Eesti Pank Governor's Decree No 4, 30.06.2009 Amendments to Eesti Pank Governor's Decree No 9 of 13 July 2007 "Establishment of Supplementary Reports on Credit Institutions' Balance Sheet" (officially published: 09.07.2009 RTL 2009, 54, 798)	30.06.2009	01.01.2010
2008
Eesti Pank Governor's Decree No 10, 07.11.2008 Establishment of requirements to the contents and form of savings and loan associations' balance sheet statement and and income statement (officially published: 18.11.2008 RTL 2008, 92, 1289)	07.11.2008	01.01.2009
Eesti Pank Governor's Decree No 9, 5.11.2008 Amendments to Eesti Pank Governor's Decree No 11 of 1 October 2007 Establishment of the report on deposits guaranteed by the Guarantee Fund and the report on quarterly contributions paid to the Guarantee Fund (officially published: 18.11.2008 RTL 2008, 92, 1288)	05.11.2008	01.01.2009
Eesti Pank Governor's Decree No 4, 9.05.2008 Approval of TARGET2-Eesti rules (officially published: 16.05.2008 RTL 2008, 38, 548)	09.05.2008	19.05.2008
2007
Eesti Pank Governor' s Decree No 19, 07.12.2007 "Establishment of supplementary reports on the balance sheet of a credit institution's consolidation group" (officially published: 21.12.2007 RTL 2007, 99, 1659)	07.12.2007	01.01.2008
Eesti Pank's Governor's Decree No 18, 26.11.2007 Amendments to Eesti Pank Governor's Decree No 13 of 29 December 2006 “Procedure for application and calculation of prudential ratios of credit institutions and consolidation groups of credit institutions” (officially published: 11.12.2007 RTL 2007, 93, 1548)	26.11.2007	01.01.2008
Eesti Pank Governor's Decree 17, 26.11.2007 Amendments to Eesti Pank Governor's Decree No 4 of 27 March 2007 "Reports on prudential ratios of credit institutions and consolidation groups of credit institutions” (officially published: 11.12.2007 RTL 2007, 93, 1547)	26.11.2007	01.01.2008
Eesti Pank Governor's Decree No 16, 9.11.2007 "Establishment of off-balance-sheet reporting of credit institutions" (officially published: 23.11.2007 RTL 2007, 88, 1479)	09.11.2007	01.01.2008
Eesti Pank Governor's Decree No 14, 1.10.2007 Establishment of balance of payments reports of credit institutions (officially published: 17.10.2007 RTL 2007, 77, 1338)	01.10.2007	01.01.2008
Eesti Pank Governor's Decree No 11, 1.10.2007 "Establishment of the report on deposits guaranteed by the Guarantee Fund and the report on quarterly contributions paid to the Guarantee Fund" (officially published: 10.10.2007 RTL 2007, 76, 1316)	01.10.2007	01.01.2008
Eesti Pank Governor's Decree No 10, 23.08.2007 Establishment of reports on payments statistics submitted by credit institutions (officially published: 31.08.2007 RTL 2007, 68, 1212)	23.08.2007	01.11.2007
Eesti Pank Governor's Decree No 8, 22.06.2007 "Establishment of substantive and formal requirements for the balance sheet and income statement of a credit institution and a consolidation group of credit institution" (officially published: 06.07.2007 RTL 2007, 56, 1007)	22.06.2007	01.01.2008
Eesti Pank Governor's Decree No 4, 27.03.2007 "Reports on prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: 10.04.2007 RTL 2007, 28, 510)	27.03.2007	13.04.2007
Eesti Pank Governor's Decree No 3, 05.02.2007 Repeal of Eesti Pank Governor's decrees	05.02.2007	31.12.2006
2006
Eesti Pank Governor's Decree No 13, 29.12.2006 "Procedure for application and calculation of prudential ratios of credit institutions and consolidation groups of credit institutions" (officially published: 11.01.2007 RTL 2007, 3, 52)	29.12.2006	14.01.2007
Eesti Pank Governor's Decree No 8, 19.09.2006 Establishment of Foreign Currency Purchase and Sale Report (officially published: 28.09.2006 RTL 2006, 71, 1304)	19.09.2006	01.01.2007
2005
Eesti Pank Governor' s Decree No 15, 04.11.2005 Procedure for sending banknotes and coins to Eesti Pank (officially published: 17.11.2005 RTL 2005, 112, 1724)	04.11.2005	20.11.2005
Eesti Pank Governor' s Decree No 14, 07.10.2005 Repeal of Eesti Pank Governor's Decree No 20 of 9 July 1999 "Procedure on internal security measures of credit institutions for the prevention of money laundering and list of suspicious and unusual transactions” (officially published: 13.10.2005 RTL 2005, 104, 1587)	07.10.2005	16.10.2005
Eesti Pank Governor's Decree No 12, 19.09.2005 Amendments to Eesti Pank Governor's Decree No 1 of 10 January 2002 "Approval of Documentation of Payment Systems of Eesti Pank" and Eesti Pank Governor's Decree No 10 of 13 May 2004 "Establishment of General Terms and Conditions and Price List of Account Management" (officially published: 27.09.2005 RTL 2005, 99, 1513)	19.09.2005	03.10.2005
Eesti Pank Governor's Decree No 10, 17.05.2005 Amendments to Eesti Pank Governor's Decrees and Repeal of Decree No 15 of 22 November 2004 "Amendments to Supplementary Reports of Credit Institutions' Balance Sheet" (officially published: 26.05.2005 RTL 2005, 56, 791)	17.05.2005	29.05.2005
Eesti Pank Governor's Decree No 6, 26.04.2005 Repeal of Eesti Pank Governor's Decrees (officially published: 05.05.2005 RTL 2005, 48, 680)	26.04.2005	08.05.2005
Eesti Pank Governor's Decree No 3, 22.02.2005 Repeal of Eesti Pank Governor's Decree No 2 of 2 February 2004 (officially published: 08.03.2005 RTL 2005, 26, 370)	22.02.2005	11.03.2005
2004
Eesti Pank Governor' s Decree No 17, 30.12.2004 Amendments to Eesti Pank Governor’s Decree No 13 of 3 December 2003 "Balance sheet and income statement of credit institution; balance sheet, income statement and off-balance sheet commitments of the Consolidation Group of Credit Institution" (officially published: 13.01.2005 RTL 2005, 7, 51)	30.12.2004	16.01.2005
Eesti Pank Governor's Decree No 16, 27.12.2004 Amendments to the Eesti Pank Governor’s Decree No 20 of 13 December 2002 "The rules on fixing the daily exchange rates of the Estonian kroon" (officially published: 29.12.2004 RTL 2004, 160, 2423)	27.12.2004	01.01.2005
Eesti Pank Governor's Decree No 14, 17.11.2004 Amendments to the Eesti Pank Governor's Decree No 20 of 13 December 2002 "The rules on fixing daily exchange rates of the Estonian kroon" (officially published: 25.11.2004 RTL 2004, 147, 2243)	17.11.2004	01.12.2004
Eesti Pank Governor's Decree No 12, 21.05.2004 Amendments to Decree No 8 of the Governor of Eesti Pank of 18 June 2002 "Credit institutions' reports on deposits guaranteed by the Guarantee Fund and on quarterly contributions paid to the Guarantee Fund" (officially published: 27.05.2004 RTL 2004, 69, 1140)	25.05.2004	01.06.2004
Eesti Pank Governor's Decree No 10, 13.05.2004 Establishment of general terms and conditions and price list of account management (officially published: 21.05.2004 RTL 2004, 64, 1063)	13.05.2004	01.06.2004
Eesti Pank Governor's Decree No 9, 13.05.2004 Amendment of Decree No 1 of the Governor of Eesti Pank of 10 January 2002 "Establishment of the documentation of payment systems of Eesti Pank" (officially published: 21.05.2004 RTL 2004, 64, 1062)	13.05.2004	01.06.2004
Eesti Pank Governor's Decree No 8, 06.05.2004 Amendments to Decree No 18 of the Governor of Eesti Pank of 18 November 2002 "Complementary reports to the balance sheet of credit institutions" (officially published: 19.05.2004 RTL 2004, 63, 1053)	06.05.2004	31.05.2004
Eesti Pank Governor's Decree No 6, 26.02.2004 Amendments to Decree No 20 of the Governor of Eesti Pank of 13 December 2002 "Approval of the rules on fixing daily exchange rates of the Estonian kroon" (officially published: 10.03.2004 RTL 2004, 24, 368)	26.02.2004	15.03.2004
Eesti Pank Governor's Decree No 4, 10.02.2004 Invalidation of the regulations for the opening and pursuit of activities of foreign currency exchange offices (officially published: 18.02.2004 RTL 2004, 17, 274)	10.02.2004	15.04.2004
2003
Eesti Pank Governor's Decree No 10, 16.10.2003 Amendments to Decree No 17 of the Governor of Eesti Pank "Balance of payments reports of credit institutions" of 31 October 2002 (officially published: 24.10.2003 RTL 2003, 110, 1743)	16.10.2003	01.01.2004
Eesti Pank Governor's Decree No 8, 27.08.2003 Amendments to Decree No 17 of the Governor of Eesti Pank of 31 October 2002 "Balance of payments reports of credit institutions" (officially published: 03.09.2003 RTL 2003, 97, 1473)	27.08.2003	01.10.2003
Eesti Pank Governor's Decree No 7, 13.06.2003 Amendments to Decree No 15 of the Governor of Eesti Pank from 29 December 2000 (officially published: 02.07.2003 RTL 2003, 76, 1105)	13.06.2003	05.07.2003
Eesti Pank Governor's Decree No 3, 17.02.2003 Invalidation of Decree No 3 of the Governor of Eesti Pank of 12 February 1997 (officially published: 26.02.2003 RTL 2003, 27, 406)	17.02.2003	01.03.2003
Eesti Pank Governor's Decree No 1, 03.02.2003 Establishing interest rates to the reserves and standing deposit facility (officially published: 11.02.2003 RTL 2003, 20, 274)	03.02.2003	01.03.2003
2002
Eesti Pank Governor's Decree No 22, 30.12.2002 Amendments to Decree No 12 of the Governor of Eesti Pank "Prudential ratios of credit institutions" of 2 July 2002 (officially published: 06.01.2003 RTL 2003, 3, 36)	30.12.2002	09.01.2003
Eesti Pank Governor's Decree No 19, 18.11.2002 Invalidation of Decree of the Governor of Eesti Pank No 13 of 13 September 2001 (officially published: 26.11.2002 RTL 2002, 130, 1910)	18.11.2002	29.11.2002
Eesti Pank Governor's Decree No 16, 31.10.2002 Amendments to the Articles of the Council of Payments System Experts (officially published: 12.11.2002 RTL 2002, 125, 1829)	31.10.2002	15.11.2002
Eesti Pank Governor's Decree No 15, 20.09.2002 Electronic format of reports (officially published: 02.10.2002 RTL 2002, 112, 1623)	20.09.2002	30.09.2002
Eesti Pank Governor's Decree No 10, 20.06.2002 Procedure for submitting information on deposits and depositors to the Guarantee Fund (officially published: 09.07.2002 RTL 2002, 75, 1163)	20.06.2002	01.07.2002
Eesti Pank Governor's Decree No 1, 10.01.2002 Approval of documentation of payment systems of Eesti Pank (officially published: 18.01.2002 RTL 2002, 10, 107)	10.01.2002	21.02.2002
2001
Eesti Pank Governor's Decree No 5, 21.12.2001 Amendments to decrees of the Governor of Eesti Pank in connection with the beginning of work of the Financial Supervisory Authority (officially published: 31.12.2001 RTL 2001, 139, 2071)	21.12.2001	01.01.2002
Eesti Pank Governor's Decree No 4, 20.12.2001 Amendments to decrees of the Governor of Eesti Pank in connection with the beginning of work of the Financial Supervisory Authority (officially published: 28.12.2001 RTL 2001, 138, 2050)	20.12.2001	01.01.2002
2000
Eesti Pank Governor's Decree No 15, 29.12.2000 Procedure for securities transactions between Eesti Pank and credit institutions (officially published: 08.01.2001 RTL 2001, 3, 28)	29.12.2000	01.01.2001
Eesti Pank Governor's Decree No 9, 27.06.2000 Servicing of loans of credit institutions and entering of uncollectible claims in expenses (officially published: 10.07.2000 RTL 2000, 76, 1146)	27.06.2000	01.10.2000
Eesti Pank Governor's Decree No 6, 15.06.2000 Revocation of the Governor of Eesti Pank Decree No 24 of 30 October 1997 "On establishing additional liquidity requirements to credit institutions" (officially published: 28.06.2000 RTL 2000, 70, 1054)	15.06.2000	01.07.2000
Eesti Pank Governor's Decree No 2, 21.02.2000 Revocation of Eesti Pank Governor's Decree No 32 of 31 December 1997 "Procedure for calculating the general risk reserve" (officially published: 29.02.2000 RTL 2000, 29, 347)	21.02.2000	24.02.2000
1999
Eesti Pank Governor's Decree No 24, 15.10.1999 The procedure of submission of the information on the conformity of persons specified in the Credit Institutions Act and the declaration of their financial interests (officially published: 03.11.1999 RTL 1999, 147, 2068)	15.10.1999	06.11.1999
Eesti Pank Governor's Decree No 10, 14.05.1999 Approval of the procedure of submitting reports of liquidators of a credit institution and reports of the interim trustee in bankruptcy and trustee in bankruptcy of a credit institution (officially published: 27.05.1999 RTL 1999, 87, 1089)	14.05.1999	01.07.1999
Eesti Pank Governor's Decree No 3, 09.02.1999 Reporting of the credit institutions of the Republic of Estonia on the 1998 financial year (officially published: 22.02.1999 RTL 1999, 27, 331)	09.02.1999	09.02.1999

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The translations published on the website of Eesti Pank are unofficial texts – they do not have legal force and you cannot rely on them in judicial or any other official proceedings. In Estonia, legislation has legal force only in Estonian.

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