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The Emergency Act defines cash circulation and payment services as vital services. Eesti Pank has minimum requirements for the continuous operation of these services to minimise the impact of any interruption in emergency or vital services on the Estonian economy and Estonian society.

The minimum requirements are set by the Decree of the Governor of Eesti Pank Descriptions and requirements for continuous operation of payment services and cash circulation

Eesti Pank regurarly assesses weather the banks meet the criteria defined in the Credit Institutions Act for the provision of vital services.

The banks that currently meet those criteria are:

  • Swedbank AS;

  • AS SEB Pank;

  • Luminor Bank.

Finantsinspektsioon supervises compliance with the requirements.