Financial Stability Review 2/2004
Financial Stability Review, November 2004
CONTENTS
- SUMMARY
- Macroeconomic and External Environment
- Corporate Financial Behaviour and Risks
- Financial Behaviour of Households and Their Risks
- Banking Sector
- Securities Market and Other Financial Intermediaries
- Payment Systems
- Summary and Financial Stability Risks
- I GLOBAL ECONOMY AND ESTONIAN ECONOMY
- External Environment
- Global Economic Cycle
- International Financial Markets
- Estonian Economy and Macroeconomic Risks
- Economic Growth, External Balance and Inflation
- Corporate Business Situation
- Confidence
- Industrial Sales and Investments
- New Companies and Bankruptcies
- Corporate Profitability
- Economic Situation of Households
- Labour Market
- Confidence and Household Budget Surveys
- Structure of Financial Intermediation and Financial Deepening
- II FINANCIAL BEHAVIOUR OF COMPANIES AND HOUSEHOLDS AND THEIR RISKS
- Companies
- Financial Position and Saving
- Corporate Debt
- Debt Mediated by Domestic Financial Sector
- Households
- Financial Position and Saving
- Household Debt and Loan-Servicing Ability
- Level and Growth of Debt
- Housing Loans
- Consumer Loans
- Loan Conditions
- Households' Loan-Servicing Ability
- BACKGROUND INFORMATION
- Return on Real Estate Used for Housing and Financial Assets
- Price Level of Real Estate and Economic Growth
- III BANKING SECTOR STABILITY AND RISKS
- Strategic Development in the Banking Market
- Capital Adequacy
- Quality of Assets
- Efficiency and Profitability
- Solo Profitability of Banks
- Profitability of Leasing Companies
- Consolidated Profitability
- Liquidity
- Financing of Banks
- Liquid Assets
- BACKGROUND INFORMATION
- Evaluation of the Stability of the Banking Sector on the Basis of Financial Soundness Indicators
- IV SECURITIES AND MONEY MARKET
- Money Market
- Bond Market
- Stock Market
- BACKGROUND INFORMATION
- Securities Market Infrastructures in Estonia Against the Background of Integration with the European Union
- V OTHER FINANCIAL MARKETS
- Investment Funds
- Pension Funds and Insurance
- Insurance Companies
- VI PAYMENT SYSTEMS
- Settlement System of Interbank Payments
- Payment Intermediation
- Payment Environment
- Payments via Credit Institutions
- Use of Payment Cards
- BACKGROUND INFORMATION
- Charges for Payments in Euro within the European Union
- Direct Debits
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