Financial Stability Review 2/2007
Financial Stability Review, November 2007
CONTENTS
- SUMMARY
- Financial behaviour of companies and households and related risks
- Banking market
- Securities market and other financial intermediaries
- Payment and settlement systems
- Conclusion and financial stability risks
- I FINANCIAL BEHAVIOUR OF COMPANIES AND HOUSEHOLDS AND THEIR RISKS
- COMPANIES
- Corporate business situation
- Corporate financial position and saving
- Corporate debt
- HOUSEHOLDS
- Economic situation of households
- Financial position and savings
- Household debt and loan-servicing capability
- DEVELOPMENTS IN THE REAL ESTATE MARKET
- II BANKING SECTOR STABILITY AND RISKS
- Strategic development of the banking sector
- Quality of assets
- Capital adequacy
- Liquidity
- Efficiency and profitability
- III SECURITIES AND MONEY MARKET
- International financial markets
- Money market
- Bond market
- Stock market
- GLOBAL LIQUIDITY AND CREDIT RISK
- Sources of crises
- Spread of crisis
- Reactions of central banks and the International Monetary Fund
- IV OTHER FINANCIAL MARKETS
- Investment dunds
- Pension funds and insurance
- Insurance
- V PAYMENT SYSTEMS
- Interbank payment and settlement system
- Payment intermediation
- INTERNATIONAL COMPARISON OF THE ESTONIAN PAYMENT ENVIRONMENT AND THE USE OF VARIOUS PAYMENT INSTRUMENTS
- General structure
- Credit orders and direct debits
- Payment cards and ATMs
- Conclusion
- OVERSEER'S ASSESSMENT OF PAYMENT AND SETTLEMENT SYSTEMS
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