Financial Stability Review 1/2009

Financial Stability Review 1/2009

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CONTENTS

SUMMARY

Global financial environment
Financial behaviour of companies and households and related risks
Banking sector
Other financial markets
Payment and settlement systems
Assessment of financial stability and risks

 

I FINANCIAL BEHAVIOUR OF COMPANIES AND HOUSEHOLDS AND THEIR RISKS

Companies
Business situation
Financial position and saving
Corporate debt
Households
Economic situation
Financial position and saving
Debt and loan repayment ability
WHAT IS A CREDIT CRUNCH ?

 

II BANKING SECTOR STABILITY AND RISKS

Strategic development of the banking sector
FUNDING OF PARENT BANKS
Quality of assets
STRESS TEST OF THE BANKING SECTOR
Capital adequacy
Liquidity
Profitability

 

III SECURITIES AND MONEY MARKET

International financial markets
Money market
Bond market
Stock market

 

IV OTHER FINANCIAL MARKETS

Investment and pension funds
Insurance

 

V PAYMENT AND SETTLEMENT SYSTEMS

Interbank payment and settlement system
Payment instruments
Overseer's assessment of payment and settlement systems
THE INTEGRATION OF THE PAYMENT ENVIRONMENT OF THE EUROPEAN UNION AND THE DEVELOPMENT OF DIRECT DEBITS