Financial Stability Review 2/2011

Financial Stability Review 2/2011

Full text, (pdf, 2,1 Mb)

CONTENTS

FINANCIAL STABILITY ASSESSMENT

I FINANCIAL MARKETS

Global financial markets
Estonia's financial markets
Bond and stock markets
Investment funds
Market-based financing of banking groups
Financial strength of the groups of parent banks
Funding of parent banks

 

II REAL ECONOMY AND LOAN QUALITY

Credit portfolio of banks
Loan repayment ability of companies
Loan repayment ability of households
Background information. Developments in the Estonian real estate market
Quality of assets
 

 

III THE STRENGTH OF FINANCIAL INSTITUTIONS

Banks
Liquid assets and liquidity risk
Funding
Profitability
Capitalisation
Background information. Forecast for and stress test of the banking sector
Background information. The essence and implementation of the counter-cyclical capital buffer in Estonia
Background information. The impact of changes in Swedbank's legal structure on the aggregate balance sheet and capital of the Estonian banking sector
Insurance companies

 

IV SYSTEMICALLY IMPORTANT PAYMENT AND SETTLEMENT SYSTEMS

Payment and settlement systems of Eesti Pank
Risks in the payment and settlement systems and the oversight assessment
Appendix. Oversight of payment and settlement systems