Pressiteated

27.07.2021
The activity in the housing loan market cooled a little in June
The real estate market stood out for its level of activity in the first half of this year. Strong...
20.07.2021
Eesti Pank continues to require caution from two large banks to reduce the risks from housing loans
Eesti Pank has kept in place the requirement that Swedbank and SEB Pank have to apply a risk weight...
29.06.2021
The strong growth in bank deposits slowed in May
The bank deposits of households in Estonia increased by 13 million euros in May, which is a notably...
27.05.2021
Demand from households for car leases and consumption loans has recovered
The housing loan market remained active in spring and the issuance of car leases and consumption...
05.05.2021
Signs of overheating in the real estate market could lead the central bank to review the requirements for issuing housing loans
The latest Financial Stability Review by Eesti Pank notes that there is a lot of activity in the...
28.04.2021
Competition pressure has pushed loan interest rates down
The average interest rates on loans issued to businesses and households have fallen over the past...
25.03.2021
Bank deposits increased by twice as much as they did before the pandemic
The bank deposits of households in Estonia stood at 9.6 billion euros in February. An average of 112...
25.02.2021
The growth in housing loans is being driven by strong demand and improved lending conditions
Raido Kraavik Economist at Eesti Pank The market for...
25.11.2020
Rebounding confidence in the summer has led companies to borrow more actively in the autumn
Madis Laas Economist at Eesti Pank The uncertainty...
20.11.2020
Eesti Pank has updated the principles for defining banks as systemically important
As part of its macroprudential framework Eesti Pank defines each year which banks are important for...
04.11.2020
A strong banking sector will help companies and households cope with the crisis
The Financial Stability Review from Eesti Pank finds that the large capital buffers and good...
28.10.2020
The housing loan market has revived rapidly since the coronavirus outbreak in the spring
Raido Kraavik Economist at Eesti Pank The...
23.09.2020
Activity is slowly returning to the housing loan market
Raido Kraavik Economist at Eesti Pank The housing...
26.08.2020
Corporate and household deposits grew fast during the crisis
Raido Kraavik Economist at Eesti Pank The bank...
23.07.2020
Banking sector profits are still solid despite loan provisions
Madis Laas Economist at Eesti Pank The banks...
26.06.2020
To take on money-laundering, banks have to invest more in smart solutions
The precept and fine issued by Finantsinspektsioon to SEB Pank on Thursday illustrated the need for...
25.06.2020
Businesses remain cautious about making investment decisions
Raido Kraavik Economist at Eesti Pank The coronavirus...
26.05.2020
Payment holidays have slowed the pile-up of overdue loans
Raido Kraavik Economist at Eesti Pank Restrictions...
06.05.2020
The buffers built up previously will help the banks to cope with larger loan losses
The latest financial stability review from Eesti Pank finds that the banks have sufficient capital...
24.04.2020
Smaller demand for car leases showed the loan market is cooling
Raido Kraavik Economist at Eesti Pank The sharp...
25.03.2020
Eesti Pank is cutting the capital buffer requirements for the banks by 110 million euros
Eesti Pank is reducing the systemic risk buffer for the commercial banks from 1% to 0%. This will...
24.03.2020
The quality of the loan portfolio of the banks was very good before the uncertainty caused by the coronavirus
Raido Kraavik Economist at Eesti Pank Eesti Pank...
26.02.2020
The lending market was calmer in January, as is typical for the start of the year
Raido Kraavik Economist at Eesti Pank Although the...
24.01.2020
The net profit of the banks fell last year
Raido Kraavik Economist at Eesti Pank The banking...
15.01.2020
Companies are borrowing from other sources alongside banks
Taavi Raudsaar Economist at Eesti Pank Corporate debt...
27.12.2019
The active market for housing loans indicates high household confidence
Raido Kraavik Economist at Eesti Pank The housing...
25.11.2019
Companies are borrowing less from banks than before
Raido Kraavik Economist at Eesti Pank A little less...
06.11.2019
The cooling economy may threaten the ability of companies to service their loans
The latest financial stability review from Eesti Pank indicates that risks to the financial sector...
23.10.2019
Borrowing has become more expensive
Raido Kraavik Economist at Eesti Pank Borrowing has...
10.10.2019
Corporate debt is growing more slowly than the economy is
Jana Kask Economist at Eesti Pank The financial...
24.09.2019
Deposits continue to grow fast
Raido Kraavik Economist at Eesti Pank Despite...
29.08.2019
Eesti Pank sets a risk weight floor for mortgage loans
From 30 September, Swedbank and SEB Pank will have to apply an average risk weight of at least 15%...
26.08.2019
The size of the average housing loan has increased this year
Taavi Raudsaar Economist at Eesti Pank Banking...
23.07.2019
Corporate car leases picking up again
Raido Kraavik Economist at Eesti Pank According to...
16.07.2019
Growth in corporate equity has slowed
Taavi Raudsaar Economist at Eesti Pank The financial...
26.06.2019
Borrowing has become a little more expensive this year
Jana Kask Economist at Eesti Pank The average...
24.05.2019
Households were active in borrowing in April
Raido Kraavik Economist at Eesti Pank Borrowing by...
24.04.2019
Banks’ net profit fell in the first quarter
Mari Tamm economist at Eesti Pank The stock of...
17.04.2019
Banking scandals may make borrowing more expensive
The financial position of the Estonian banking sector is good and the risks to it are small. The...
11.04.2019
The growth in corporate and household debt is still slower than the growth in the economy
Taavi Raudsaar Economist at Eesti Pank The...
25.03.2019
Borrowing by households is growing at a slightly slower rate
Jana Kask Economist at Eesti Pank Growth in housing...
28.02.2019
The resilience of the Estonian financial system to crises is improving
Eesti Pank has added LHV Pank to the list of providers of vital services. A service is vital if an...
26.02.2019
The options for funding for companies are good
Timo Kosenko Economist at Eesti Pank The options for...
25.02.2019
The market for loans to private clients is showing signs of calming
Kirstin Saluveer Economist at Eesti Pank New loans...
19.02.2019
Eesti Pank says that the departure of Danske from Estonia will not significantly affect the Estonian economy
The closing of Danske Bank’s branch after it was prohibited on Tuesday from operating in Estonia for...
31.01.2019
Statement regarding Nordic-Baltic financial crisis simulation, January 2019
The Nordic and Baltic financial stability authorities have conducted a joint financial crisis...
24.01.2019
The profits of the banks were increased last year by dividends received from subsidiaries
Mari Tamm Economist at Eesti Pank The growth in the...
15.01.2019
Corporate equity is no longer growing at the same rate
Taavi Raudsaar Economist at Eesti Pank The growth in...
28.12.2018
More housing loans were taken in November than a year earlier
Mari Tamm Economist at Eesti Pank In November, 14%...
23.11.2018
Deposits continue to grow faster than loans
Kirstin Saluveer Economist at Eesti Pank New housing...
31.10.2018
Weaker relations between the Estonian financial sector and the Nordic countries brings new types of risks
The financial position of the Estonian banking sector is strong. The level of own funds of the banks...
23.10.2018
The housing loan market is moderating its speed
Mari Tamm Economist at Eesti Pank Less has been taken...
18.10.2018
Companies have started to borrow more
Taavi Raudsaar Economist at Eesti Pank Companies...
25.09.2018
The value of car leases taken is up one fifth on a year ago
Mari Tamm Economist at Eesti Pank Demand remains...
24.08.2018
Households continued to borrow enthusiastically in July
Mari Tamm Economist at Eesti Pank Demand remained...
24.07.2018
Bank profits decreased somewhat in the second quarter
Taavi Raudsaar Economist at Eesti Pank Borrowing...
19.07.2018
The moderate growth of corporate debt reflects the modest level of investment
Jana Kask Economist at Eesti Pank Annual growth in...
25.06.2018
May was an active month for borrowing
Taavi Raudsaar Economist at Eesti Pank The growth in...
24.05.2018
Household borrowing remains large
Kirstin Saluveer Economist at Eesti Pank The...
24.04.2018
The profits of the banks were down in the first quarter after a change in the income tax regime
Mari Tamm Economist at Eesti Pank • Real estate...
20.04.2018
Corporate debt shrank in 2017 and that of households increased
Taavi Raudsaar Economist at Eesti Pank Corporate...
17.04.2018
The central bank requires additional capital buffers from two banks
The risks to financial stability in Estonia are small. Risks are being kept down above all by the...
26.03.2018
The closure of Versobank will have very little effect on the Estonian economy
The Estonian banking sector as a whole is stable and strong Deposits at Versobank account for...
23.03.2018
The yearly growth in the portfolio of loans and leases to households accelerated to 8% in February
Mari Tamm Economist at Eesti Pank Estonian...
19.03.2018
Republic of Estonia: Staff Concluding Statement of the 2018 Article IV Mission
A Concluding Statement describes the preliminary findings of IMF staff at the end of an official...
23.02.2018
The borrowing activity of Estonian companies and households remained strong in January
Mari Tamm Economist at Eesti Pank Companies took...
24.01.2018
The profits of the banking sector were supported in 2017 by growth in the loan portfolio and by the good quality of it
Mari Tamm Economist at Eesti Pank The borrowing...
22.01.2018
Households borrowed more than previously from the banks and less from elsewhere
Taavi Raudsaar Economist at Eesti Pank Higher...
27.12.2017
The amount borrowed in November by companies from banks operating in Estonia was the largest seen in recent years
Mari Tamm Economist at Eesti Pank A large part of...
23.11.2017
Demand for loans remained strong in October
Mari Tamm Economist at Eesti Pank Growth...
02.11.2017
The new regime for income taxation for the banks could pose a threat to financial stability
Overall the risks to financial stability are small. The risks are mitigated by the rising incomes...
24.10.2017
The banking sector earned 84 million euros in net profit in the third quartert
Mari Tamm Economist at Eesti Pank Demand from...
18.10.2017
Savings continue to grow faster than loans
Taavi Raudsaar Economist at Eesti Pank The growth...
25.09.2017
Borrowing by households increased again in August
Mari Tamm Economist at Eesti Pank The growth in...
23.08.2017
Household loans are growing at an ever faster rate
Taavi Raudsaar Economist at Eesti Pank The growth...
25.07.2017
Growing interest income and good loan quality support the strong profitability of banks
Jana Kask Economist at Eesti Pank Households...
24.07.2017
Corporate and household debt has started to increase faster alongside more rapid economic growth
Taavi Raudsaar Economist at Eesti Pank Companies...
26.06.2017
Household borrowing growing even more strongly
Mari Tamm Economist at Eesti Pank Corporate loan...
24.05.2017
Housing loan portfolio up 6% year-on-year in April
Mari Tamm Economist at Eesti Pank Corporate and...
26.04.2017
The profitability of the banks remained at a similar level to last year in the first quarter
Mari Tamm Economist at Eesti Pank The portfolio of...
21.04.2017
The debt burdens of the private and government sectors in Estonia did not change last year
Taavi Raudsaar Economist at Eesti Pank Estonian...
20.04.2017
Financial stability could be threatened by rising prices and increasing transaction activity in the real estate market
Most of the risks to financial stability in Estonia are low in the near future The ability of...
23.02.2017
The growth in housing loans was faster in January at 5.6% than it was a year earlier
Mari Tamm Economist at Eesti Pank The number of...
19.01.2017
Low levels of investment activity mean that companies are borrowing less than before
Taavi Raudsaar Economist at Eesti Pank Corporate...
20.12.2016
The Nordic and Baltic central banks have signed a Memorandum of Understanding on cooperation to support financial stability
The heads of the Nordic and Baltic central banks signed an agreement last week on the principles for...
01.11.2016
Deputy Governor Madis Müller: risks from savings and loan associations members are borne by their members
On Tuesday Eesti Pank’s Deputy Governor Madis Müller said at the cooperative banking...
26.10.2016
The risks to the financial sector in Estonia are small in the near future
Faster loan growth could increase the risks to banks from real estate Although corporate...
18.10.2016
The share of domestic bank loans in corporate financing increased
Taavi Raudsaar Economist at Eesti Pank Corporate...
25.08.2016
The new bank formed from the merger of Nordea and DNB could strengthen competition in retail banking in Estonia
The newly created bank will increase the volume of assets in the Estonian banking sector by...
25.07.2016
The portfolio of loans and leases to companies grew by 8% over the year
Jaak Tõrs Head of the Financial Stability Department of Eesti...
21.07.2016
The Estonian economy was a net borrower in the first quarter
Jana Kask Deputy Head of the Financial Stability Department of Eesti...
31.05.2016
The central bank will require Swedbank and SEB to hold additional buffers from August
From August the commercial banks will have to hold systemic risk buffers of 1% rather than...
27.04.2016
Slower growth in real estate prices has reduced the risks to financial stability
The risks to financial stability in Estonia in the near future are small The ability of...
02.12.2015
Eesti Pank introduced a capital buffer requirement for banks that responds to the credit cycle
The countercyclical capital buffer will reduce the risks of rapid credit growth at the banks and...
28.10.2015
The ability of Estonian companies and households to repay their loans could start to deteriorate
he risks to financial stability in Estonia have increased slightly, though they remain...
19.10.2015
Household financial assets are growing faster than debt liabilities
Jana Kask Head of the Financial Stability Department of Eesti...
30.07.2015
Eesti Pank specified its macroprudential policy principles
Changes to the Eesti Pank Act came into force on 19 May 2014 giving the central bank a clearer...
29.04.2015
The strong financial position of Estonian companies and households supports the quality of the loan portfolio of the banks
The risks to financial stability in Estonia are small, as they were last year. The biggest risk in...
04.03.2015
Eesti Pank has set three requirements for issuing housing loans
Three requirements for commercial banks issuing housing loans start to apply from this week. They...

Sisuleht

27.04.2021
Stable banking is essential to monetary policy
Financial stability means that banking – important banks, savings and loan associations, investment...
30.03.2021
Countercyclical capital buffer
The countercyclical capital buffer is intended to protect the banking sector against losses that...
28.12.2020
Macroprudential policy tools
The macroprudential tools available to Eesti Pank can be divided into three groups: 1)...
02.12.2020
Crisis management
Failures in the financial system may occur unexpectedly and rapidly pass on to other markets and...
20.11.2020
Other systemically important institutions buffer
The aim of the other systemically important institutions buffer is to increase the resilience of...
30.07.2020
Systemic risk buffer
The aim of the systemic risk buffer is to avoid or minimise systemic risks that could have a serious...
18.06.2019
Eesti Pank’s role in safeguarding financial stability
Financial stability means the smooth functioning of financial intermediation under both normal and...
22.01.2020
Questions and answers on the extended asset purchase programme (APP) of the European Central Bank
With inflation remaining low, expectations for it falling and the economy in the euro area staying...
11.09.2019
Risk weight floor for mortgage loans
Banks that have adopted the Internal Ratings Based (IRB) approach must use a risk weight of at least...
08.08.2012
Eesti Pank's priorities among core operations
Participation in decision-making in the Eurosystem and implementation of decisions As a central...
18.06.2019
The Structure of the Estonian Financial Sector
The Structure of the Estonian Financial Sector discusses factors that affect the architecture and...
10.12.2018
Cooperation
Domestic cooperation Eesti Pank works with the Ministry of Finance and the Estonian Financial...
03.12.2018
Macroprudential policy
Macroprudential policy covers systemic risk analysis and assessment, and the deployment of measures...
13.09.2018
Financial Stability Department
conducts macro-prudential policy by analysing the functioning of the financial sector,...
02.05.2018
Nordic-Baltic partnership
The Estonian financial system is closely related to those of the Nordic and Baltic countries and so...
15.02.2018
Single banking supervision in Europe
On 4 November 2014 Europe’s Single Supervisory Mechanism (SSM) for banks started up, and the...
22.07.2014
Analysis and assessment of financial stability
Financial stability analysis at Eesti Pank is a two-stage process. Fundamental analysis of the...
05.01.2015
Requirements for housing loans
The requirements regulating the issuing of housing loans are intended to strengthen the resilience...
16.08.2012
Participation in the ESRB
The European Systemic Risk Board (ESRB) is as an independent body of the European Union responsible...

Publikatsioonid

17.05.2021
Financial Stability Review 1/2021
The Eesti Pank Financial Stability Review is released twice a year. The Financial Stability...
09.11.2020
Financial Stability Review 2/2020
07.05.2020
Financial Stability Review 1/2020
20.04.2020
Financing of the Economy. March 2020
07.11.2019
Financial Stability Review 2/2019
22.04.2019
Financial Stability Review 1/2019
04.03.2019
Financing of the Economy. February 2019
10.05.2018
Financial Stability Review 1/2018
15.02.2018
Financing of the Economy. February 2018
14.11.2017
Financial Stability Review 2/2017
29.08.2017
7/2017 Juan Carlos Cuestas, Yannick Lucotte and Nicolas Reigl. Banking sector concentration, competition and financial stability: the case of the Baltic countries
28.04.2017
Financial Stability Review 1/2017
07.03.2017
Financing of the Economy. February 2017
04.11.2016
Financial Stability Review 2/2016
09.05.2016
Financial Stability Review 1/2016
03.03.2016
Financing the Economy. February 2016
05.11.2015
Financial Stability Review 2/2015
18.05.2015
Financial Stability Review 1/2015

Kalender

05.05.2021
PRESS CONFERENCE. Financial Stability Review