23.10.2019
Raido Kraavik Economist at Eesti Pank

Borrowing has become a little more expensive for companies and for house buyers. The average interest rate on corporate loans was 3.5% in September, which is the highest of recent years. The average interest rate on housing loans was 2.6... more

18.10.2019

The aim of the other systemically important institutions buffer is to increase the resilience of systemically important market participants. Their importance may stem from their size, their complexity or their interdependence with other participants in the financial system.

In 2018 Eesti... more

10.10.2019
Jana Kask Economist at Eesti Pank

The financial account statistics published by Eesti Pank today show that the growth in the debt of Estonian companies has accelerated a little this year. Companies invested more in the first half of 2019 than they did in previous years, and... more

24.09.2019
Raido Kraavik Economist at Eesti Pank

Despite interest rates remaining low, the bank deposits of households and companies are growing more and more. The deposits of households totalled 7.9 billion euros in August, which was 10% more than a year before, while those of... more

11.09.2019

Banks that have adopted the Internal Ratings Based (IRB) approach must use a risk weight of at least 15% for retail exposures secured by real estate to residents of Estonia when calculating risk-weighted assets. The floor is set for the average of the portfolio of retail exposures secured by... more

29.08.2019

From 30 September, Swedbank and SEB Pank will have to apply an average risk weight of at least 15% in calculating the risk weighted exposure for mortgage loans issued in Estonia. Eesti Pank is applying the requirement in order to make sure that banks have sufficient capital to cover the risks... more

26.08.2019
Taavi Raudsaar Economist at Eesti Pank

Banking statistics published today indicate that the portfolio of loans issued to companies and households continued to grow rapidly in July, as did deposits, though other economic indicators point more towards slower growth in the... more

23.07.2019
Raido Kraavik Economist at Eesti Pank

According to the banking statistics published today, the demand for loans was broadly in line with the average in June. There has been an increase in corporate car leases, though, as the value of car leases taken over the last year is up... more

16.07.2019
Taavi Raudsaar Economist at Eesti Pank

The financial account statistics published by Eesti Pank today show that the growth in the equity of Estonian non-financial enterprises has slowed in the past year and a half. The yearly growth in equity was around 2.5% in the first... more

26.06.2019
Jana Kask Economist at Eesti Pank

The average interest rate for housing loans granted in May was up on the previous month at 2.6%, as was that for long-term corporate loans at 2.9%. There has been a slight upward trend in interest margins in 2019, which can partly be... more

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