- conducts macro-prudential policy by analysing the functioning of the financial sector, assessing systemic risks to financial stability and developing measures to mitigate the risks;
- analyses corporate and household financing and bank lending... more
- Demand remained strong for both housing loans and consumption loans
- Businesses increased their short-term borrowing in July
- The average interest rate on new housing loans continued to rise and climbed a little above 2... more
Failures in the financial system may occur unexpectedly and rapidly pass on to other markets and market participants. Financial crises can have great costs for society and so it is important that authorities prepare well for such eventualities.
Crisis management in Eesti Pank is based on... more
- Borrowing by households remained large in June
- The average interest rate for new housing loans has risen slowly
- Household and corporate deposits continued to grow strongly
Households continued to... more
- Annual growth in corporate debt increased to 3.2%
- Household savings continue to grow faster than their loans
- Private sector debt growth accelerated, but remained slower than nominal GDP growth
The growth... more
The growth in demand from households for loans continued as the economic environment was favourable and interest rates low. The value of car leases signed in May was 22% more than a year earlier, and the value of consumer loans taken was... more
- The growth in the volume of car leases accelerated even further in April
- Real estate companies borrowed a little more modestly than in previous months
- Bank deposits continued to grow strongly in April and were... more
The systemic risk buffer is intended to increase the resilience of the financial sector to non-cyclical risks that could have a serious negative impact on the national financial system or the real economy.
From 1 August 2016 all banks and banking groups are required to hold a systemic... more
The Estonian financial system is closely related to those of the Nordic and Baltic countries and so work with them is highly important. The Nordic-Baltic partnership in financial stability focuses on two areas.
- Multilateral cooperation between Nordic and Baltic central banks,... more