• The risks to financial stability in Estonia are small. Risks are being kept down above all by the improved financial position of companies and households, and by the high capitalisation of the banks
  • The biggest danger to Estonian financial stability comes from the risks in the... more
  • The Estonian banking sector as a whole is stable and strong
  • Deposits at Versobank account for 1.5% of all the deposits in banks operating in Estonia
  • Versobank had 253 million euros of deposits, 87% of them held by non-residents

The closure of Versobank after... more

Mari Tamm Economist at Eesti Pank
  • Estonian companies were active in borrowing from banks and leasing companies operating in Estonia
  • The share of loans overdue for more than 60 days in the loan portfolio was below 1%
  • Bank deposits continued to grow... more
Mari Tamm Economist at Eesti Pank
  • Companies took out 11% more in long-term loans in January than a year earlier
  • Demand from households for loans remains strong
  • The growth in car leases to households is boosted further by the effect of tax changes... more
The review of financing and lending in the non-financial sector covers banking and leasing statistics, financial accounts analysis and credit supply and demand. It is published once a year.

On 4 November 2014 Europe’s Single Supervisory Mechanism (SSM) for banks started up, and the European Central Bank took over direct supervision of the most important banks in the euro area.

The banks operating in Estonia that are under the direct supervision of the European Central Bank... more

Mari Tamm Economist at Eesti Pank
  • The borrowing activity of Estonian companies and households increased last year
  • The average interest rate on corporate loans fell over the year but the rate on household loans rose a little
  • Deposits at banks grew by 9... more
Taavi Raudsaar Economist at Eesti Pank
  • Higher incomes have increased the numbers of loan clients and of those able to save
  • Estonian companies largely used their own resources to fund investment in fixed assets
  • The growth in long-term corporate loans... more
Mari Tamm Economist at Eesti Pank
  • A large part of the loans to companies went to those in real estate and in transport and storage
  • Housing loans and car leases continued to grow rapidly
  • The growth in deposits remained strong in November at 10% over... more
Mari Tamm Economist at Eesti Pank
  • Growth accelerated further in the housing loan portfolio
  • Demand from companies for loans remained at the same level as in previous months
  • Deposits were up 11% over the year in October

The growth in the... more

Subscribe to Keyword: financial stability
Subscribe to Keyword: financial stability