The average interest rate for housing loans granted in May was up on the previous month at 2.6%, as was that for long-term corporate loans at 2.9%. There has been a slight upward trend in interest margins in 2019, which can partly be... more
Borrowing by households slowed at the start of the year, but it bounced back in April as households were active in taking housing loans and car leases. The corporate loan portfolio has gradually increased in volume and the average... more
The stock of housing loans grew quite fast in March, but the number of new loan contracts signed has been smaller recently than it was a year ago. Corporate loans increased mainly because of energy companies, while demand for credit remained... more
The indebtedness of the companies and households that make up the Estonian private sector, which is shown as the ratio of debt liabilities to GDP, shrank notably in 2018 to 112% at the end of the year as nominal GDP grew quickly. The... more
Growth in housing loans continued at its earlier rate in February, but there was slightly reduced take-up of consumption loans and car leases. Deposits continue to grow fast though. Businesses have borrowed less in recent months than earlier... more
New loans and leases to private individuals have been added less quickly in the past couple of months than previously. Although the growth in borrowing by companies has accelerated a little at the same time, this is mainly because of... more
The growth in the volume of loans to individuals and companies was strong in December, though new loans were added at a slower rate than before. Bank deposits continued to grow faster than loans. The total profit of the banks operating in... more
The growth in corporate equity slowed over the first three quarters of 2018. The yearly growth in equity was around 4% by the end of the third quarter, which is a little below the growth in corporate debt. The growth in equity has... more
In November, 14% more was taken in new housing loans than a year earlier and the growth in car leases continued at the same rate. There was also an increase in corporate borrowing, though mainly because of big individual transactions by... more