Table 1. Consolidated balance sheet of commercial banks
Table 1. Consolidated balance sheet of commercial banks (Eesti Pank format, end of period, EEK mn) | ||||||||
ASSETS | 1994 | Share | 1995 | Share | 12.95: | |||
31.03 | 30.06 | 30.09 | 31.12 | |||||
Cash | 649.2 | 6.4 | 622.4 | 597.5 | 668.7 | 769.7 | 5.2 | 18.6 |
Claims on the central bank | 711.9 | 7.1 | 738.1 | 730.2 | 871.0 | 719.7 | 4.8 | 1.1 |
Debt securities guaranteed by the central bank | 597.4 | 0.6 | 59.8 | 59.8 | 59.1 | 39.5 | 0.3 | -33.9 |
Claims on and loans to credit institutions | 2,587.2 | 25.7 | 2,356.7 | 2,712.8 | 3,090.7 | 3,684.7 | 24.8 | 42.4 |
o/w foreign credit institutions | 2,206.5 | 21.9 | 1,905.7 | 2,067.6 | 2,092.5 | 2,563.4 | 17.2 | 16.2 |
Loans to customers | 4,375.8 | 43.4 | 4,604.6 | 5,272.2 | 5,936.1 | 6,733.1 | 45.3 | 53.9 |
Claims on the government | 41.7 | 0.4 | 55.4 | 52.8 | 100.2 | 118.6 | 0.8 | 184.3 |
o/w central government | 6.6 | 0.1 | 6,593.0 | 1.1 | 1.1 | 1.1 | 0.0 | -83.9 |
local governments | 35.1 | 0.3 | 48.9 | 51.7 | 99.1 | 117.6 | 0.8 | 234.6 |
Loans to financial institutions | 3.8 | 0.0 | 218.2 | 318.3 | 472.6 | 600.8 | 4.0 | 15,773.3 |
Loans to public enterprises | 363.2 | 3.6 | 314.7 | 257.7 | 270.8 | 308.8 | 2.1 | -15.0 |
Loans to private enterprises | 3,479.3 | 34.5 | 3,514.3 | 4,068.6 | 4,453.9 | 4,968.4 | 33.4 | 42.8 |
Loans to individuals | 487.7 | 4.8 | 502.0 | 574.8 | 638.7 | 736.4 | 5.0 | 51.0 |
Allowance for uncollectible loans | -154.8 | -1.5 | -163.7 | -154.7 | -178.2 | -163.4 | -1.1 | 5.6 |
Fixed income securities | 643.8 | 6.4 | 859.8 | 771.6 | 1,067.4 | 1,165.9 | 7.8 | 81.1 |
o/w government securities | 419.6 | 4.2 | 545.7 | 553.5 | 701.3 | 849.2 | 5.7 | 102.4 |
Equity participations | 66.6 | 0.7 | 104.7 | 112.3 | 138.8 | 162.5 | 1.1 | 143.9 |
Participating interests | 37.5 | 0.4 | 40.8 | 32.5 | 46.8 | 56.3 | 0.4 | 50.3 |
Shares in affiliated undertakings | 44.8 | 0.4 | 94.6 | 80.4 | 80.5 | 108.7 | 0.7 | 142.9 |
Intangible assets | 15.7 | 0.2 | 21.2 | 27.7 | 26.7 | 27.4 | 0.2 | 75.0 |
Tangible assets | 623.7 | 6.2 | 705.7 | 761.7 | 840.0 | 932.5 | 6.3 | 49.5 |
Settlements with shareholders | 15.2 | 0.2 | 17.4 | 34.5 | 13.3 | 10.3 | 0.1 | -32.3 |
Other assets | 406.2 | 4.0 | 573.5 | 584.7 | 831.2 | 625.4 | 4.2 | 54.0 |
Total assets | 10,082.4 | 100.0 | 10,635.4 | 11,623.1 | 13,492.0 | 14,872.2 | 100.0 | 47.5 |
LIABILITIES | ||||||||
Amounts owed to credit institutions | 805.3 | 8.0 | 853.7 | 908.1 | 1,118.1 | 1,652.4 | 11.1 | 105.2 |
o/w to foreign credit institutions | 217.6 | 2.2 | 204.2 | 358.1 | 336.9 | 610.6 | 4.1 | 180.6 |
Amounts owed to customers | 6,943.7 | 68.9 | 7,523.7 | 8,099.4 | 9,180.4 | 9,662.3 | 65.0 | 39.2 |
o/w demand deposits | 5,666.4 | 56.2 | 5,964.1 | 6,449.4 | 7,444.8 | 7,814.6 | 52.5 | 37.9 |
time and other deposits | 1,276.2 | 12.7 | 1,550.1 | 1,591.2 | 1,676.7 | 1,819.9 | 12.2 | 42.6 |
Amounts owed to government | 1,714.0 | 17.0 | 1,866.5 | 2,102.8 | 2,562.2 | 2,370.8 | 15.9 | 38.3 |
o/w to central government | 361.3 | 3.6 | 477.5 | 556.1 | 812.1 | 802.5 | 5.4 | 122.1 |
to local governments | 530.1 | 5.3 | 459.4 | 484.1 | 567.3 | 475.9 | 3.2 | -10.2 |
Amounts owed to financial institutions | 59.5 | 0.6 | 96.8 | 77.4 | 63.0 | 150.2 | 1.0 | 152.4 |
Amounts owed to public enterprises | 774.6 | 7.7 | 1,018.2 | 815.3 | 892.3 | 666.0 | 4.5 | -14.0 |
Amounts owed to private enterprises | 2,797.6 | 27.7 | 2,826.7 | 3,089.1 | 3,355.3 | 3,770.3 | 25.4 | 34.8 |
Amounts owed to individuals | 1,598.1 | 15.9 | 1,715.5 | 2,014.8 | 2,307.5 | 2,705.0 | 18.2 | 69.3 |
Government lending and counterpart funds | 519.2 | 5.2 | 567.3 | 725.4 | 784.2 | 779.7 | 5.2 | 50.2 |
Debts evidenced by certificates | 220.0 | 2.2 | 200.4 | 13.8 | 2.7 | 14.0 | 0.1 | -93.6 |
Other liabilities | 890.9 | 8.8 | 774.8 | 858.3 | 1,203.6 | 1,269.3 | 8.5 | 42.5 |
Subordinated liabilities | 40.0 | 0.4 | 60.3 | 60.3 | 53.2 | 58.6 | 0.4 | 46.4 |
Subscribed capital | 613.3 | 6.1 | 708.2 | 775.0 | 840.9 | 1,062.1 | 7.1 | 73.2 |
Reserves | 111.6 | 1.1 | -17.7 | 131.6 | 130.9 | 177.7 | 1.2 | 59.2 |
Retained profit or loss | -61.5 | -0.6 | -35.2 | 51.3 | 178.0 | 196.2 | 1.3 | 419.2 |
Total liabilities | 10,082.4 | 100.0 | 10,635.4 | 11,623.1 | 13,492.0 | 14,872.2 | 100.0 | 47.5 |