The high profitability of banks is gradually decreasing
The profitability of the banks operating in Estonia was still high in the second quarter of 2024....

Businesses are worried about high interest rates on loans
Businesses have a poor opinion of the borrowing environment, as interest rates have risen and the...

Banks were most profitable in the second half of last year
The banks operating in Estonia were very profitable in the fourth quarter of 2023 and also over the...

The strong profitability of the banks will diminish in future
The banks operating in Estonia were very profitable in the third quarter of 2023 as they earned...

Corporate borrowing increased slightly in the spring and early summer
Corporate borrowing picked up somewhat in the second quarter. New long-term loans were issued to...

Depositors win and borrowers lose from the rise in interest rates
Several companies and households have taken a cautionary stance in making decisions about investment...

People in Estonia have so far coped well with repaying their housing loans
Housing loans not repaid by their deadline were at a record low level of the past 20 years in...

Euribor is rising and interest margins are falling
Euribor has risen fast in recent months. The six-month Euribor, which is used as the base for the...

Rapid growth in spending on consumption has slowed the growth in deposits
The growth in deposits has slowed considerably. Households had around 11%, or 1.13...

The war has so far had a modest impact on the lending market in Estonia
Russia’s invasion of Ukraine caused Estonian companies and households to be somewhat more cautious...

The recovery in the economy has led to growth in corporate borrowing
Increased investment and sales turnover have led to Estonian companies borrowing actively again. The...

Competition pressure has pushed loan interest rates down
The average interest rates on loans issued to businesses and households have fallen over the past...

Growth in the economy is not hindered by access to funding
The capacity of the banks in Estonia to lend has remained good despite the Covid-19 crisis. The...

Companies are borrowing from other sources alongside banks
Taavi Raudsaar Economist at Eesti Pank Corporate debt...

The size of the average housing loan has increased this year
Taavi Raudsaar Economist at Eesti Pank Banking...

Growth in corporate equity has slowed
Taavi Raudsaar Economist at Eesti Pank The financial...

The growth in corporate and household debt is still slower than the growth in the economy
Taavi Raudsaar Economist at Eesti Pank The...

Corporate equity is no longer growing at the same rate
Taavi Raudsaar Economist at Eesti Pank The growth in...

Companies have started to borrow more
Taavi Raudsaar Economist at Eesti Pank Companies...

Bank profits decreased somewhat in the second quarter
Taavi Raudsaar Economist at Eesti Pank Borrowing...

May was an active month for borrowing
Taavi Raudsaar Economist at Eesti Pank The growth in...

Corporate debt shrank in 2017 and that of households increased
Taavi Raudsaar Economist at Eesti Pank Corporate...

Households borrowed more than previously from the banks and less from elsewhere
Taavi Raudsaar Economist at Eesti Pank Higher...

Savings continue to grow faster than loans
Taavi Raudsaar Economist at Eesti Pank The growth...

Household loans are growing at an ever faster rate
Taavi Raudsaar Economist at Eesti Pank The growth...

Corporate and household debt has started to increase faster alongside more rapid economic growth
Taavi Raudsaar Economist at Eesti Pank Companies...

The debt burdens of the private and government sectors in Estonia did not change last year
Taavi Raudsaar Economist at Eesti Pank Estonian...

Financing conditions are favourable for economic growth
Taavi Raudsaar Economist at Eesti Pank The...

Low levels of investment activity mean that companies are borrowing less than before
Taavi Raudsaar Economist at Eesti Pank Corporate...

The share of domestic bank loans in corporate financing increased
Taavi Raudsaar Economist at Eesti Pank Corporate...

Savings continue to grow faster than debt liabilities
Taavi Raudsaar Economist at Eesti Pank As...

As before, more funds were invested abroad or returned there than were taken in from abroad
Taavi Raudsaar Economist at Eesti Pank Relatively...

Growth in corporate and household deposits remains fast
Taavi Raudsaar Economist at Eesti Pank The volume of...

The low investment activity is reflected in the slower growth of corporate debt
Taavi Raudsaar Economist at Eesti Pank The growth of...

The income and savings of households increased faster in 2014 than their debt liabilities did
Taavi Raudsaar Economist at Eesti Pank Corporate...

The need for corporate credit increased somewhat in 2014
Taavi Raudsaar Financial Sector Policy Division of Eesti...

The use of debt capital for financing by companies has increased somewhat
Taavi Raudsaar Financial Sector Policy Division of Eesti...