Payment Fraud Report
The Payment Fraud Report produced each year by Eesti Pank summarises the statistics on...

Continuous operation of banking services
The Emergency and National Defence Act defines the operation of cash circulation and payment...

TARGET services
TARGET services are the services developed and managed by the Eurosystem that allow cash, securities...

How to be better prepared against an interruption to payments
Keep some cash in your wallet. You can always use cash to pay, even if card payments aren’t...

Digital euro
The European Central Bank is working with all the central banks of the euro area and with...

ECMS
ECMS (Eurosystem Collateral Management System) is a Eurosystem-wide system for managing collateral...

T2
T2 is a real-time gross settlement system where payments in euros between central banks and...

The digital euro offers more privacy than card payments and more security in a crisis
Rainer Olt, Head of the Eesti Pank Payment and Settlement Systems Department The European Central...

If payments move, the economy functions
One of the functions of Eesti Pank is to ensure financial stability, i.e. solid and strong banking....

Payment and Settlement Systems Department
The tasks of the Payment and Settlement Systems Department are to administer payment and settlement...

STEP2
STEP2 is a pan-European automated clearing house. The system owner and operator is EBA Clearing, a...

Means of Payments
People in Estonia mainly use bank channels to make their payments. The main means of payment used in...

Concepts and definitions
A payment system is used for transmitting payment orders, processing them through clearing, and...

The Estonian payment market
How many of us still remember the days when you actually had to go to a bank or to the electricity...

The payments market
The payments market consists of settlement systems for payments and securities, and means of...

Oversight of Payment and Settlement Systems
Oversight is a function of Eesti Pank under the Eesti Pank Act. In its oversight, Eesti Pank...

Payments
Eesti Pank is responsible for promoting a secure and efficiently functioning payments market, which...

Rules for opening and using accounts in Eesti Pank
Approval of TARGET2- Eesti rules TARGET2-compensation scheme-claim form Terms and Conditions...

Payment and settlement systems
The functioning of payment and settlement systems is important for maintaining the stability of the...

TIPS
The architecture for instant payments in the European Union includes payment systems that work on...

The RT1 instant payment system
RT1 is a pan-European SEPA instant payment system. It is a privately financed system that started...

Oversight key documents
Eesti Pank bases its oversight role on the following regulations, frameworks and...

SEPA
The Single Euro Payments Area, or SEPA, brings together providers and users of payment services from...

Legislation
The legal framework that governs payments and securities settlement comes from European Union and...

The Estonian Payment Forum
The Estonian Payment Forum was set up in 2012 by a tripartite agreement between Eesti Pank, the...

Securities settlement system
Securities settlement systems (SSSs) are managed by central securities depositories (CSD). The...

The development of settlement systems in Estonia
Today, bank customers take it for granted that money is transferred from one bank to another within...

Frequently asked question about SEPA
What does the Single Euro Payments Area (SEPA) mean? SEPA brings together in one payment area all...

Payment and settlement systems of Eesti Pank
Eesti Pank manages the TARGET2-Eesti payment system and participates in developing the securities...

TARGET2-Securities
TARGET2-Securities (T2S) is the Eurosystem’s securities settlement platform. T2S is designed for...

Accession Agreement to TARGET2-Eesti Using Internet-Based Access
Accession Agreement to TARGET2-Eesti Using Internet-Based...